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"Therefore everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock".
My name is Deron Lacy, and I am a loan officer with Southern Trust Mortgage. I have been a trusted financial advisor & lender for over 30-years in Central Florida. Moving to Orlando in 1965, I have seen the incredible growth that has happened to all the surrounding communities and cities throughout Florida since then. Throughout my years in the financial industry, I have served on several boards and have been involved with the Greater Seminole Chamber of Commerce, the Apopka Chamber of Commerce & the East Orlando Chamber of Commerce. It is now my honor to be a member of the Central Florida Christian Chamber of Commerce and I welcome the opportunity to grow & serve with them as well.
As a residential lender, I recognize that purchasing a home is the biggest business transaction that most people will go thru in their lives and they will only go thru this a few times and some even once. And the stresses that come along with it outside of just the lending, all the relationships involved - the agents, the sellers, having to make the moves, new school systems, families & kids - everything about it can be overwhelming. I enjoy being a part of it and maybe pull everybody back and help calm them down and walk them through how to manage the stress and enjoy this. I enjoy the face to face, the personal aspect of it and I believe that I can make the process relatively simple that can turn very difficult for many buyers and make it as easy as possible. It's a phone call or send me a text or email, we can handle your application over the phone if you like. If you're more comfortable on your own time completing the loan application, our loan application is as simple as it gets - extremely user friendly and once you are done completing it, I will be notified and will jump right into your application and you will have my feedback from me within minutes, as quickly as I can give you my personal opinion, and then we can move forward if you feel comfortable.
I look forward to serving you and your family with your new home purchase and or refinance.